Get early payment for your invoices

Ideally suited for fast growing business with repeat orders from large customers.


Collateral free loans based on your invoices

If you are a wholesale distributor selling to large retail chains or a vendor to an established buyer, your invoices can be converted into cash. Submit those invoices to Canopi to get funding instantly.

Learn more

Designed with small businesses in mind

Why wait for 30, 60 or 90 days to get your payment?

At Canopi, we believe every invoice can and should be financed.

Collateral Free

We realize that providing collaterals to expand working capital can be a great stress on your business. That's why Canopi's underwriting decisions are not based on collaterals, but on your accounting transactions and cash flow of your business.

Business Loans, Delivered Fast!

Say goodbye to long processing times and endless rounds of providing documentation. Canopi's online workflow is designed with your time constraints in mind. Once you meet our criteria, our loans can show up in your account in 3 business days.

Transparent fees

When you submit your invoice on Canopi, you will know upfront what your interest rate and other charges are. There are no hidden fees, no early payment charges and the interest rates are completely transparent. So transact with us without worries of hidden charges eating into your margins.

Completely Online

Register with us, submit your invoices, track your payments, all without leaving your office. Canopi's solution is completely online and you will never have to visit a branch office for your loans.

Our process

See exactly how our process works at Canopi.

Register & Onboard

Register with your email address to get a login id to our website. You will need to furnish documents and information pertaining to your business.

More info Step 1

Sync with your Accounting Software

Connect your accounting software and start submitting your unpaid invoice for funding. Interest rate & processing fees will be conveyed in the Schedule of Charges.

More info Step 2
Sync Invoice

Receive Loan Amount

The invoice amount minus the charges will be delivered to your current account. A loan document will also be delivered to your email address for your records.

More info Step 3
Get Paid

Pay back on or before due date

Pay back the invoice amount on or before the due date. You will receive periodic repayment reminders. There are no penalties or charges for early payment.

More info Step 4
Repay Loan
Have Questions? See our FAQ below


You can register with Canopi by providing your email address and contact number here. Registration is completely free with no obligations. You will receive a password at your registered email address.

Your proof of identity (Aadhar Card/Drivers License/Voters Id/Passport), PAN card details, IT Returns for the last 3 years, Audited Balance Sheet for the last 3 years, VAT/GST Registration Certificate, Bank Statement & GSTR3-B for the current financial year.

The invoice submission is completely online. You need to provide your accounting software details and we will connect to it and sync the invoices directly onto our site. Once the invoices are synced, you can pick and choose the ones you would like to be financed.

The interest rate will be between 14-18% depending on your business. We also charge a transaction fee of upto 1% of the invoice amount in some cases.

You can apply any amount between INR 50,000 to 10 lakhs.

When you submit your invoice, the due date and the schedule or charges are mentioned in the loan document. On the due date, you need to repay us back either electronically or via a post dated cheque.

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