Canopi offers a marketplace with a wide range of early payment solutions to help your Dealers, Distributors and Vendors. Explore financing solutions from Multiple Lenders at best interest rates in the market.

We are present in the following sectors

  • Logistics
  • Pharmaceuticals
  • Shared mobility
  • FMCG distributors
  • Flooring & Textiles
  • Manufacturing

Vendor Finance

  • Our vendor finance platform connects your vendors with multiple Banks & NBFCs on a common portal.
  • Your vendors get paid early, enabling them to optimize their working capital.
  • You can extend your payment terms and negotiate better rates with them.

Dynamic Discounting

  • Our Dynamic Discounting platform enables your Corporate Treasury to earn an income from your Account payables.
  • Program can be made live in a few days because of minimum onboarding & documentation requirements.
  • Vendors can plan their cash flows better since funding is available on-tap.

Channel Finance

  • Our channel finance platform brings together your dealers & distributors connecting them with multiple Banks & NBFCs.
  • Your channel partners can avail unsecured financial limits on the portal for their purchases. Help them avail finance and increase your sales.

PO Finance

  • If you are an existing customer on a Vendor Finance program, you could qualify for our Pre-Shipment Finance program as well.
  • Up to 80% of the PO Value issued by reputed Corporates can be financed via our Lender Partners.
  • Distributors and resellers can fulfill their large purchase orders. We provide working capital to cover the cost of your purchases.

Merchant Pay Later

  • If you are a Retailer or a Merchant, this Deep Tier Financing solution offers finance for your purchases from Distributors/Dealers who are existing Borrowers on the Canopi Platform.
  • Simply link your Distributor, upload your invoices and get them financed. Ticket size up to INR 10 Lakhs can be sanctioned at affordable rates without any collateral. We cover Tier-2, 3 & 4 geographies as well via our network.
BENEFITS
Multiple Lending partners

Choose offers from multiple Banks & NBFCs via a single dashboard and negotiate best rates in the market.

Reduce Working
Capital Cycles

Overcome cash flow gaps with Early Payment offers and provide liquidity to cover operational expenses.

No long term
debt obligations

Unlike a Term Loan or Unsecured Business Loan, there are no long term debt obligations.

Collateral Free

The facility is unsecured and does not require physical assets to be placed as collateral.

Flexible Structure

Choose to finance all outstanding invoices or only a portion of invoices, based on current needs.

Faster processing

Once the Limits are setup, availing Limits is simple and fast. Submit invoices and get financed the same day.

WANT TO LEARN MORE?

FAQ

You can register with Canopi by providing your email address, contact number & business registration details here. Registration is completely free with no obligations. You will receive a password at your registered email address.

Your proof of identity (Aadhar Card/Drivers License/Voters Id/Passport), PAN card details, IT Returns for the last 3 years, Audited Balance Sheet for the last 3 years, GST Registration Certificate, Bank Statement & GSTR3-B for the current financial year. Depending on the Loan Amount, certain additional documentation may be required.

The interest rate will be between 14-18% depending on your business. We also charge a annual processing fee of up to 2% of the facility amount.

Depending on the product and your business requirements, you can avail upto INR 5 Crores.

When you submit your invoice, the due date and the schedule or charges are mentioned in the loan document. The repayment mode is setup at the time of sanction, electronically via NACH mandate.